Do I Need It? Or Do I Want It? by Jennifer S. Larson
I first read this book over Christmas break a few years back after receiving it as a gift from one of my middle school students. My daughter was nine at the time, and we turned off the television for two evenings and read this book instead..
After completion, you can't help but be inspired to start your own Christmas Jar! Our family has been following the Christmas Jar spirit ever since.
If you are looking for a light-hearted gift to give your child that could lead to deeper emotional thinking and generosity, I strongly suggest you empty the pickle jar in your fridge, give it a bow, and wrap it in a box with this book!
Age Recommendation: Whole Family Read Aloud or Ages 9 and up!
Managing Money By Linda Crotta Brennan
Managing Money is one of the books in an easy economic series published by The Child's World. Other titles in the series include Banking, Bartering, The History of Money, Managing Money, Payment Methods, The Stock Market, Supply and Demand, and Taxes.
Managing Money is an ideal read for students 2nd to 5th grade. The glossary and index provided are ideal supportive tools for students to use throughout the book. Overall, the book teaches concepts such as money management related to budgeting, saving, spending, and giving.
I specifically like the many "learning tasks and tips" that are sprinkled throughout the book that apply to real world skills. They make for great home assignments in a classroom setting or excellent child/parent "to do" points when reading at home.
This series would be a wonderful up-to date (copyright 2013) addition to a school or public library.
Counting coins and face painting are at the heart of this story. The Penny Pot is an ideal read for back-to -school time. You can have students reviewing money skills and reflecting on times they were at a fair or carnival and got their faces painted (super background knowledge opportunity).
I also enjoy the giving component this story demonstrates---"give a penny, take a penny."
The author also offers two pages at the end of the book of enrichment and follow-up ideas for adults and kids.
Ideal read for PK-Grade 3
This book is a wonderful blend of history, math, financial literacy, and positive character.
In the early 1900s a bathtub was a luxury and pricey purchase. So in order to get one for her family farm, Donna set out to grow and sell pickles to raise enough money. She even enlisted the help of her siblings, and they spent months planting, weeding, picking, and selling.
A terrific summer read! The author's historical notes and photos along with recipe add a great personal touch.
Ideal for grades : PK-4th
How my daughter used location, location, location to her benefit and for the benefit of others!
My daughter, Annah, has been doing lemonade stands since she was eight. Looking back at photos you can see the real growth of the "business."
She started with a sheet draped over some pallets nailed together by her older brothers with a paper sign and a cooler! She set up right outside our front door in the center of our yard. But soon her oldest brother, Thomas, who was 14 at the time told her to go to the corner of our lot where there is a 4-way stop so more people would see her and because they were already stopped, he predicted they were more likely to just nudge up and pull over. He was right! (And now has his own business---Guenther Outdoor Services)
Lemonade sales doubled that summer!
Three years later she meshed variations of lemonade stands from Pinterest to design the "perfect stand', asked dad to help her build it during the winter, and painted it herself come spring of 2015.
Fast forward 2017:
We live in the quaint little town of Erin, WI. and Annah goes to Erin School. It was impossible to not know about the U.S. Open! May and June we watched the daily growth of Erin Hills on our way to school each day. Once Annah realized our road was the first road south of Erin Hills that would be open, she had the light bulb to do her lemonade stand every day of the U.S. Open! So Monday, June 12 to Sunday, June 18 Annah ran her lemonade stand from 11:00 am to 5:00 pm.
With a few tips from me (mom), who works down the road at Deertrak Golf Club when not teaching financial literacy, Annah created a golfer-friendly menu. Deertrak donated the ice for the lemonade stand so Annah had score cards from the course on hand for golfers to learn about the course as a thank you to Deertrak.
Annah had her regular customers throughout the week: the mail carrier, several county and state officers, and a few shuttle drivers at the end of the shift. There were the regular neighbors who stop by when she does weekend stands. But all in all there was a significant amount of those heading to or from the U.S. Open that stopped by. She had a big grin on her face when she told me, "Mom, a lady just stopped and said she is the wife of one the golfers golfing at the U.S. Open!" Unfortunately, she did not get her name!
If you look on the sign you will see she was raising money via donations and those she raised money for varied from the Human Society, St. Olaf's Church---our family church down the road, The Cade Werner Memorial Fund---a former student of mine and former schoolmate of Annah's who passed away this spring, and the Saving Schaefers fund to help out another former student of mine and past schoolmate of Annah's who is only 16 and needs a liver/kidney transplant.
Annah was able to give away over $400 as well as pay herself back for her start up supplies. When she reflected on the whole week she said, "There was about 10x the traffic on my road most days during The Open so that played a role in sales. Plus the days it was really hot, like Saturday, we sold the most." When asked what she learned she stated, "Take advantage of what is happening in your community, help others out and you will be glad, and team up with local businesses if they are willing to help you with supplies like Deertrak did for me. I saved about $40 on ice so that was more that could go to the groups I was raising money for."
"Thank you to all who helped me and those who bought lemonade and other drinks and snacks!" Annah
Kids Making Money: An Introduction to Financial Literacy (Start Smart: Money) by Mattie Reynolds
I love this series for children grades PK-3rd. Wonderful photos that draw children in via a vicarious experience. Plus, a glossary, an index, and website suggestions are located at the back of the book to add more learning experiences.
Not only does this book provide a look into earning money for young children, it also explores how adults have different careers and how we all need to earn money to buy goods and services we need as well as those we want.
I would recommend that teachers purchase this series for their classroom library (or school library), and first use them as read aloud books with learning activities to follow. Then it would be ideal to add them to the independent reading time for students to reread and have 1:1 time with the text.
For parents, check out one book a week from the library and find extension activities that your child would enjoy.
Other Books in the Series:
Super-Smart Shopping: An introduction to financial literacy
Saving for the Future: An introduction to financial literacy
Sharing with Others: An introduction to financial literacy
Caterina and the Lemonade Stand by Erin Eitter Kono
Caterina and the Lemonade Stand is a terrific read for the start of the summer. It will get kids thinking of more than just selling lemonade because of the way Caterina uses marketing skills and a business plan to create a niche for herself.
This book is not only great for a classroom, but also for those using books to launch activities with children at summer camps/activities groups, as well as, fun to read at home with your kids before starting up a lemonade stand. Mix up a pitcher of lemonade and kick back and enjoy this darling story!
Suggested Grade Level: PK-3rd
Young Earners Learn from Fielder the Financially Fit Frog at UW-Whitewater During Money Smart Week 2017
Hi! I'm Jennifer! Program Manager of the Early$tart=Money$mart Program